Why Finance Your System

Financing provides other credit sources.

Unlike a capital expenditure, Financing keeps a company's credit lines available to meet other needs.

Financing avoids risk of usage or technological obsolescence. It is common for a company's usage of new equipment to evolve beyond the equipment's capabilities. In the meantime, new technology continues to deliver higher quality and new capabilities. In both cases, Financing protects you by allowing upgrades and equipment add-ons.

Financing conserves operating capital.

Financing frees up a company's working capital for investments or other business expenses.

Financing offers fixed rate financing.

Fixed payments improve a company's ability to budget and forecast.

Financing allows choice of equipment.

Companies can specify the equipment they need and the source - as if purchasing it directly. All normal manufacturers warranties are passed through to them.
Financing helps hedge against inflation.

Low, fixed-rate pricing protects against inflation and allows current acquisition with tomorrow's dollars.
Financing makes more equipment available.

Because the monthly lease payment is a small portion of the total cost of the equipment, Financing allows a greater amount of equipment for a given dollar allocation.

Financing provides flexibility.

Flexible end-of-lease options let a company purchase, refinance, upgrade or return the equipment.

Financing offers tax advantages.

With operating leases, tax laws allow the deduction of lease payments as a business expense. Plus, there is no time wasted with depreciation schedules or Alternative Minimum Tax (AMT) issues.

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Tel: (732) 294-4747  Fax: (732) 791-9050

WHO WE ARE

EXPERIENCE:

Americapital Corporation, established in 1987, is a commercial finance company with extensive experience in the equipment and commercial finance industry.  This experience includes providing flexible finance products for large and medium sized asset acquisitions.  Through our small ticket leasing division, we have been providing financing for smaller sized equipment acquisitions over the past twenty years.

BUSINESS:

Americapital Corporation provides equipment financing and financing for other assets to businesses across a variety of industries throughout the United States.

Among our clients are many of the country’s leading industrial, financial, service and professional concerns as well as hospitals, doctors and governmental entities.  We have leased equipment for many large companies and also provide financing for young, deserving companies.

Through our experience, we have developed a unique insight into the financing needs of a diverse group of business owners. Our experienced staff is able to provide you with the financial product you need and the customer attention that you may not receive from other finance companies.

PHILOSOPHY:

Americapital Corporation is committed to building long-term relationships with our customers by providing competitively priced and creatively structured financial solutions and emphasizing responsiveness to our clients needs.

Our client selection and credit policies focus equally on the collateral value of the leased or financed asset and on repayment capability, future prospects, industry conditions, management capability and integrity.

We have a particular expertise in providing customized financing.  Consequently, we have a unique understanding of how to create financial products that meet the special needs of each of our customers.

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